Debt Collectors and Your Friends and Family

Posted by on Mar 12, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, Employment, News | 0 comments Despite the television shows and movies that make it seem like debt collectors can stalk and harass you, your friends, and your family at all hours of the day, the law is actually simple and very protective. Debt collectors are allowed only very limited contact with you and your loved ones. Although you may owe a debt, you do not have to deal with a debt collector who may feel inclined to...
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Garnishing the Income of the Self-Employed

Posted by on Mar 11, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, Employment, News | 0 comments Most of us have heard of the concept of wage garnishment, but few of us really understand how the concept works. First, only wages can be garnished and those who are self-employed clearly do not have “wages.” Instead, these individuals have income which creditors can still obtain. Unfortunately, creditors may seek to employ more intrusive processes than an ordinary wage garnishment to get...
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Wage Garnishment and What it Means to YOU

Posted by on Feb 25, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, Employment, News | 0 comments If you have recently received notice that your wages are going to be garnished, you may feel the pangs of panic and anxiety rush over you. You may be wondering how you are going to buy food for your kids, how you are going to put gas in the car so you can get to work, or how you’re going to explain that you don’t have the money for mortgage or rent. Fear not. Wage garnishment seems...
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Wage Garnishment for Self-Employed Individuals and Business Owners

Posted by on Feb 24, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments For those individuals who do not have a “job” but are instead self-employed or sole proprietors, then your creditors who have obtained judgments against you cannot garnish your wages – you have none! However, there are several ways, sometimes more intrusive than an ordinary wage garnishment, a creditor with a judgment against you can get his or her money from you. First, your creditor can...
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Can Debt Collectors Really Call My Family and Friends?

Posted by on Feb 23, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 2 comments Contrary to what most people think and contrary to what debt collectors would have you believe, debt collectors are only allowed very limited contact with you, your family, or your friends. Don’t let debt collectors play dirty and break the rules. The law only allows debt collectors to communicate with any one person ONCE and they must be doing so with the intent to locate you! (There is...
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