Wage Garnishment for Self-Employed Individuals and Business Owners

For those individuals who do not have a “job” but are instead self-employed or sole proprietors, then your creditors who have obtained judgments against you cannot garnish your wages – you have none! However, there are several ways, sometimes more intrusive than an ordinary wage garnishment, a creditor with a judgment against you can get his or her money from you. First, your creditor can...
read more

Can Debt Collectors Really Call My Family and Friends?

Contrary to what most people think and contrary to what debt collectors would have you believe, debt collectors are only allowed very limited contact with you, your family, or your friends. Don’t let debt collectors play dirty and break the rules. The law only allows debt collectors to communicate with any one person ONCE and they must be doing so with the intent to locate you! (There is...
read more