To Co-Sign or Not To Co-Sign that is the Question, part 2 of 2

Posted by on Mar 8, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments A creditor is only obligated to send you written notice of delinquency if separate addresses for you and your loved one are reflected in the creditor’s records. Many times, your child, niece, or nephew go to college and you take in the mail every day and simply do not pay attention to their mail. They may actually see their mail once a week on the weekends. However, it is important for...
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Wage Garnishment and What it Means to YOU

Posted by on Feb 25, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, Employment, News | 0 comments If you have recently received notice that your wages are going to be garnished, you may feel the pangs of panic and anxiety rush over you. You may be wondering how you are going to buy food for your kids, how you are going to put gas in the car so you can get to work, or how you’re going to explain that you don’t have the money for mortgage or rent. Fear not. Wage garnishment seems...
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Can Debt Collectors Really Call My Family and Friends?

Posted by on Feb 23, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Contrary to what most people think and contrary to what debt collectors would have you believe, debt collectors are only allowed very limited contact with you, your family, or your friends. Don’t let debt collectors play dirty and break the rules. The law only allows debt collectors to communicate with any one person ONCE and they must be doing so with the intent to locate you! (There is...
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