Bankruptcy and Your Credit Score

Posted by on Mar 29, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Many individuals are worried that filling for bankruptcy will adversely affect their credit score. What most people don’t realize is that by the time individuals can really benefit from filing a bankruptcy petition, their credit score has already taken a beating and has fallen to an all-time low. Think about it: each time you miss a credit card bill payment or your mortgage payment, these...
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To Co-Sign or Not To Co-Sign that is the Question, part 1 of 2

Posted by on Mar 4, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments You may have been asked lately by your child, niece or nephew, boyfriend or girlfriend, or even your best friend to do them a “favor” and simply co-sign a car loan for them.  In today’s day in age, many people blindly overlook the severity of co-signing a loan and sometimes ask you to do so as if you were getting them a cup of coffee at Starbucks.  We can assure you that co-signing a...
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