Attorneys as Debt Collectors

Most consumers would be even surprised to find out that attorneys can be considered debt collectors under California’s broad definition of who can be considered a debt collector. Attorney debt collectors have various ethical obligations which applies even to a consumer’s spouse, parent, and guardian: If you request, an attorney’s office must provide you with the following...
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Debt Collector Guidelines for Writings

The basic idea in debt collection-consumer protection laws is that personal finances, even the fact that you owe on a debt is “inherently private.” As such, the law limits how the debt collector can communicate with you in writing, especially if the writing is sent through the mail system, where dozens of people physically see, and possibly even read, an envelope or postcard before it...
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