To Co-Sign or Not To Co-Sign that is the Question, part 2 of 2

A creditor is only obligated to send you written notice of delinquency if separate addresses for you and your loved one are reflected in the creditor’s records. Many times, your child, niece, or nephew go to college and you take in the mail every day and simply do not pay attention to their mail. They may actually see their mail once a week on the weekends. However, it is important for...
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To Co-Sign or Not To Co-Sign that is the Question, part 1 of 2

You may have been asked lately by your child, niece or nephew, boyfriend or girlfriend, or even your best friend to do them a “favor” and simply co-sign a car loan for them.  In today’s day in age, many people blindly overlook the severity of co-signing a loan and sometimes ask you to do so as if you were getting them a cup of coffee at Starbucks.  We can assure you that co-signing a...
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