West Virginia Woman Wins $10 Million Judgment Against Rogue Debt Collectors

Posted by on May 14, 2012 in Consumer Debt, Debt Collections Defense, News | 0 comments A West Virginia woman took legal action when she began receiving harassing phone calls from debt collectors for a debt that was not even hers. Ms. Diana Mey, a mother and homemaker, has won the largest judgment ever against a debt collector for abusive collection tactics. It all began when a debt collector employed by a nationwide collection company called Reliant Financial Associates...
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Even After Your Bankruptcy, You May Still Owe Money to Your Homeowners Association

Posted by on Mar 5, 2012 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Many homeowners in Southern California are surprised to find that they are being forced to pay for back due homeowners association fees even after their debt has been discharged in bankruptcy. The bad news is that homeowners will continue to be liable for the homeowners association fees even after bankruptcy and those fees will continue to accrue until the homeowner no longer owns the...
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What is Consumer Debt?

Posted by on Feb 24, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Federal and California law only provide protection from debt collectors for consumer debts. Although there is no complete list of what is and what is not “consumer debt,” consumers can make an educated guess based on the basic facts of their own case. The courts have indicated the basic question in all cases is what was the parties’ intended use at the time the debt was incurred. The...
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Harassment, Threats, and Abuse

Posted by on Feb 21, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments You, like most individuals, are probably aware that debt collectors are not allowed to harass or threaten you and your family in the hope that you will pay your debt. If you are like most people being bullied or threatened into paying a debt, it just won’t work. Instead, most people respond to such negativity by simply ignoring the calls or changing their phone number. That is not the...
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Filing for Bankruptcy on Your Own May Not be the Best Idea You’ve had Lately

Posted by on Feb 21, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Filing for bankruptcy is only helpful if it is done correctly. Most people and many attorneys do not know anything about bankruptcy or the bankruptcy court. To start you off, here are three pieces of advice. First, you should know that you will not receive special treatment from the Court or the Trustee because you are not an attorney. You must follow all of the rules and procedures and the...
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