Who is a debt collector?

Posted by on Mar 17, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments In our society, most people silently cringe at the mention of a debt collector simply because of the stereotypically horrifying and unethical things debt collectors seem to do in our movies and television sitcoms. Although ethical debt collectors do exist, it is the worst and most unethical debt collectors that catch our attention. Even though movies are fictional, when it comes to debt...
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Debt Problems? When to Find an Attorney

Posted by on Mar 16, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments There are a few dirty secrets the debt settlement industry doesn’t want you to know about. Then again, who can blame them? With billions of consumer dollars at stake, debt settlement companies stand to lose a fortune if they were exposed. First off, debt settlement companies are not lawyers, and your creditors know that. Having a debt settlement company negotiate with your creditors is...
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Requests to the Debt Collector to Stop Communicating with You

Posted by on Mar 14, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Just because you owe a debt does not mean that you should be forced to endure harassing calls, letters, or even personal visits from the debt collectors. Most individuals have no idea that something as simple as a written letter to the debt collector can make the harassment stop. Believe it or not, you have the power to unilaterally cause the debt collectors to cease from harassing you and your...
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