Even After Your Bankruptcy, You May Still Owe Money to Your Homeowners Association

Posted by on Mar 5, 2012 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Many homeowners in Southern California are surprised to find that they are being forced to pay for back due homeowners association fees even after their debt has been discharged in bankruptcy. The bad news is that homeowners will continue to be liable for the homeowners association fees even after bankruptcy and those fees will continue to accrue until the homeowner no longer owns the...
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Married and Filing Separate in Bankruptcy, Part 2 of 3

Posted by on Mar 22, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments In a community property state like California, when a spouse files for bankruptcy, the non-filing spouse may be forced to deal with some negative repercussions. This is because in a community property state, the state has specific laws that determine what property is and is not community property. What you or your spouse think is community or separate property is irrelevant. California law is...
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Personal Bankruptcy Filings Trend Towards Chapter 7 Bankruptcy

Posted by on Mar 19, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Bankruptcy filings have risen steadily in recent years, and more and more households are finding that bankruptcy may be their best or only option in our current declining economy. With the new decline in the economic climate and soaring unemployment rates, the stigma of filing for bankruptcy is quickly fading. More American consumers today, than ever before, are filing for bankruptcy. With...
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Debt Settlement Companies Exposed

Posted by on Mar 11, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments One of the major problems of working with debt settlement companies is that these companies do nothing more than collect your money and wait until you have paid off their significant “admin” fees and monthly fees before they begin attempting to settle any of your debt. Typically, debt settlement companies request admin fees to set up your account and a monthly fees to maintain your...
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Filing for Bankruptcy on Your Own May Not be the Best Idea You’ve had Lately

Posted by on Feb 21, 2011 in Bankruptcy, Consumer Debt, Debt Collections Defense, News | 0 comments Filing for bankruptcy is only helpful if it is done correctly. Most people and many attorneys do not know anything about bankruptcy or the bankruptcy court. To start you off, here are three pieces of advice. First, you should know that you will not receive special treatment from the Court or the Trustee because you are not an attorney. You must follow all of the rules and procedures and the...
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